Tag Archive for: florida roofers

"How to Find the Right Florida Roofing Contractor"

How to Find the Right Florida Roofing Contractor

So it’s time for some work to be done on your roof. Maybe it’s just an inspection to make sure that everything is looking up to code. Maybe it’s a small repair because you think you saw a crack in your shingles. Or maybe your roof is in its final days and you need someone to come replace your roof. No matter the reason, you’ll want to choose the best of the best when it comes to roofing contractors. Now, of course we have a suggestion on who to choose, we wanted to lay out a few questions you should be asking when it comes to choosing the right roofer.

 

  1. Is the roofing business local?

 

Unfortunately, the roofing industry has a problem with “fly-by-night” roofers or storm chasers. These are roofers who travel to an area after a big storm and start knocking on doors. Sure, they might offer a lower price to attract your attention.

 

But, those lower prices come with some major asterisks. The main one being, they’ll get their job done as quickly as possible and then leave town to chase the next big storm. So when your roof has a problem, which it almost certainly will, these roofers are nowhere to be found.

 

So now you’re stuck in the same situation you were before, only you’ve already paid once for this job to be completed. That’s why you’ll always want to make sure your roofers are at least local enough to come by to help if your roof is having issues.

 

  1. Is the roofer licensed, bonded, and insured?

 

You should always ask for proof of all 3 of these before getting too deep into a conversation with a roofer. It will, first off, help you avoid the storm chasers we discussed above. But what do these things mean, exactly?

 

Being licensed means the roofer has registered with the state’s board of licensing contractors. This helps them operate their business and conduct projects legally.

 

Bonded means that your roofer is operating ethically. It ensures that even if the business were to go under or there is a problem with the workmanship that their company doesn’t fix, the bonding company will protect you and make sure that your roofing project is completed.

 

And insured means that the roofing company has general liability and workman’s compensation to protect you and their employees.

 

Making sure that your roofing contractor has all three of these certifications will give you the peace of mind that you are working with a reputable company.

 

  1. Do they have any references for similar roofing jobs?

 

This is one way to figure out how much experience the roofer has with roofing projects similar to yours. And it’s a good way to figure out how confident they are in handling your roof job. If the roofer quickly and happily sends over some roofs for you to check out or some contacts to call, you’ll know that they’re proud of their work and that they want to instill the same confidence they have about your project. Not only that, but you can talk to the people who worked with the roofer before and see what that process is like and if they would recommend.

 

Of course, the opposite is true. If they are hesitant or get defensive when you ask for references, there’s a good chance that there’s something behind the scenes that they don’t want you to know about. They may not have any experience with your type of roofing project, or they may not be as reputable as they told you they were when you first started talking. Either way, if the roofer isn’t willing to pass over some references, you’ll want to stay clear.

 

  1. What kind of warranty do you offer?

 

Even the world’s best roofer’s roofs will run into unforeseen events. As the saying goes, “You can plan a pretty picnic, but you can’t predict the weather.” And although that saying is more of a metaphor, weather is definitely the number one unforeseen event that your roof will take.

 

But, like all humans, the world’s best roofer is also prone to a mistake from time to time. So checking on your roofer’s warranty is a big thing to check off your to-do list when deciding who to work with. These warranties give you the peace of mind knowing that your roofer will be there to help with any of those unexpected occurrences.

 

 

These are just a few of the things you should ask any potential roofer when you’re looking for help on your next roofing project. These questions will make sure that you will be protected for years to come and that you’re working with a roofer that wants to help you.

"Simple Ways to Extend the Lifespan of Your Roof"

Simple Ways to Extend the Lifespan of Your Roof

The average lifespan of a residential roof made with traditional materials like asphalt shingles or wood shake is 20 to 30 years. While this does not take extreme weather or other external factors into account, it is still a good estimate for most homeowners.

Extreme conditions notwithstanding, there are many things that you can do as a homeowner to either shorten or extend the lifespan of your residential roof. Today, the All Area Roofing team is sharing five very simple ways that you can extend the lifespan of your residential roof. Read all about how to do it below!

5 Simple Ways to Extend the Lifespan of Your Residential Roof

Schedule regular inspections

Just like yearly physicals are key to keeping your body healthy and detecting problems before they become major, annual (or even bi-annual with our wacky Florida weather) roofing inspections are vital to keeping your roof in great condition. Regular inspections can help detect problems early, allowing you to take action before they become so big that a replacement is your only option.

Keep Up with Routine Maintenance

Staying on top of routine maintenance can go a very long way in extending the lifespan of your residential roof. Homeowners are often unaware that seemingly harmless things such as clogged gutters, moss growth, or debris on their roof can lead to serious damage if left untreated. Hiring a professional to take care of these problems is quick, easy, and relatively inexpensive, so don’t be afraid to call in a pro if you notice any of these issues.

Acting Quickly on Repair Needs

Roof repairs don’t always come cheap, but acting on repairs as soon as they are detected is always going to be less expensive than waiting until the damage is even worse and you are now in need of major work or even total replacement. Listen to your local residential roof professional if they say you need to make repairs and act on them as quickly as possible to save you even more trouble and money in the long run.

Don’t Forget the Attic

Your attic is a major part of your roofing system, but it can sometimes be neglected. Factors such as improper ventilation and/or insulation, wood rot, mold or mildew growth, and hidden leaks can all impact the longevity of your roof. Be sure to include your attic in inspections too!

Trim Nearby Trees

Tree branches that have grown so long they extend over your residential roof may look nice, but they can also cause major damage to your roof if left alone. Storms, critters, and wood rot can all cause the overhanging branch to snap and fall on your roof, puncturing your shingles as it lands. Trimming tree limbs before they become a problem is an extremely easy way to protect your property.

Your home is one of the biggest investments you will make over the course of your life. Protect your investment by treating your roof and the rest of your property with extreme care. If you are in the central Florida area and in need of a bit of help protecting your roof, the All Area Roofing team is here to help. Call our team today to schedule your free inspection before the holidays!

"What to look for in a Homeowners Insurance Policy"

What to Look for In Your Homeowner’s Insurance Policy

Choosing a homeowner’s insurance policy can be a complicated undertaking. There is so much to consider – the valuables you own, the weather in your area, the age of your home, and many other factors all come into play. But despite all of the known factors, there is one piece that is often overlooked and that is the protections for your Florida residential roofing system.

At All Area Roofing, we have worked with many Florida residential roofing clients and their insurance companies. We’ve seen good policies, bad policies, and everything in between. Although we don’t consider ourselves to be insurance experts, we have definitely learned a few things over the years, which is why we’ve assembled this guide for you!  

Whether you are a first time home buyer purchasing your first policy or a long term policyholder looking to make a change, we have advice for you! Keep reading below to learn what the All Area Roofing team advises our Florida residential roofing clients look for in a homeowner’s insurance policy.

What to Look for in Your Homeowner’s Insurance Policy

Understand if and how age is a factor

When determining coverage for your home, insurance companies will take the age of your roof into consideration. Every company handles it a bit differently, but if your home has an older roof (20+ years) you might find that:

  • Your insurance company requires a roofing inspection before approving coverage
  • Your insurance company may only offer the current cash value for a replacement, meaning that many of the costs will be out of pocket for you
  • Your insurance company of choice might flat out refuse coverage if the roof is not replaced first

Coverage for leaks can be spotty

We’ve found that for most of our Florida residential roofing clients, leaks are covered if the following circumstances are met:

  • Preventive maintenance was performed to prevent the leak in the first place
  • Action is taken quickly upon discovering the leak
  • The Florida residential roofing specialist repairing the damage is licensed and certified

If however, delays are recorded or you opt to work with an unlicensed contractor, this could cause your coverage to be voided.

Extreme weather is pretty much guaranteed, other weather is not

Most home insurance policies will cover damage caused by natural disasters such as hurricanes (good news for us Florida residents!), fires, tornadoes, etc. in what is known as an “Act of God” clause. This protects you from the many unpredictable extreme weather circumstances you might face.

What is not always covered, is damage from wind, rain, hail, and snow. When it comes to these more “standard weather” circumstances, insurance companies often take the age and condition of your roof into account, along with the specifics of your particular policy to determine coverage.

Maximums and other limitations may exist

Depending on the policy you choose to purchase, there may be spending maximums and limitations as to the contractors you can work with, materials you can use, and the type of damage that your insurance will cover. When you sign up for a policy, it can be tempting to choose the cheapest one, but we get what we pay for and when you choose a cheap insurance policy, you’re going to have low maximums and various restrictions to what you can do. 

Some insurance is always better than no insurance, but try to maximize your coverage and allowances the best your budget permits.

Insurance is complicated, there is no doubt about it. And while we might not be able to change our Florida residential roofing clients’ policies, we can at least help set you up for success. If you are a homeowner in need of roofing work, but you aren’t sure what is covered in your policy, the All Area Roofing team is here for you. Give us a call and we can work through it together, alleviating your stress, and getting your roof back to tip-top shape in no time.